Consumer Protection

 
Automobiles, Gasoline General Pension Check
Banks and Investments Health Privacy
Charities Insurance Telephone Numbers
Drug Medications Job Safety Toxic Substances and Environment
Food Law and Legislation Transportation (airlines, etc.)
Fraud Nursing Homes, Day Care, Health Care Facilities (Tenn.)

Telephone Numbers

    Credit Report (free): (1) Call toll free at 877-322-8228, (2) use the web:
       (http:www.annualcreditreport.com), or
       (3) send a request by mail to Annual Credit Report Request Service, PO Box 105281, Atlanta,
       GA 30348-5281. 
       Result of Fair and Accurate Credit Transactions Act (FACT Act). (Chattanooga Times, June 1, 2005,
            p. C1)

    Do-Not-Call Registry (Federal)
: 888-382-1222 or http://www.donotcall.gov. 
    Do-Not-Call Program (Tennessee): 1-877-872-7030 or http://tennessee.gov/tra/donotcall/nocall.html
    Drinking Water: 
800-426-4791
    Food Safety:  888-SAFEFOOD
    Identity Theft: Call one these credit bureaus, and it will notify the other two: (1) Experian at
       888-397-3742,
       (2) Equifax at 800-685-1111, and
       (3) TransUnion at 800-916-8800. (Chattanooga Times, September 7, 2006, p. A4)
    Immunization:  800-232-2522
    Opt Out of Preapproved Offers for Credit Cards - 888-567-8688 or register at
       http://www.optoutprescreen.com
    Poison Control:
  800-222-1222

    See also the Charities Topic
       (http://library.chattanoogastate.edu/east/topics/charities.htm)  

    ConsumerSearch Search for products in various categories.
       (http://www.consumersearch.com)

Automobiles, Gasoline, and Safety

    CarFax
       This site has vehicle history reports.
       (http://www.carfax.com/)    
    CarMax

       This site can be used for locating new and used cars and gives prices.

       (http://www.carmax.com/)

    Edmund's Automobile Buyer's Guide
       Both Edmunds and the Kelley site below are helpful for buying a car.
       (http://www.edmunds.com)
   
    GasBuddy.com
       Compare gasoline prices in your neighborhood.
       (http://gasbuddy.com/)
   
    Insurance Institute for Highway Safety
       Compiles safety ratings for vehicles and has other information.
       (http://www.iihs.org/)
   
    Kelley Blue Book
       Automobile buyers and sellers can use this site for determining car values.
       (http://www.kbb.com)
   
    National Highway Traffic Safety Administration
       This site provides vehicle safety information aimed at reducing highway injuries and deaths. Consumers can access
       car crash tests and safety-recall information as well as register
       complaints.
       (http://www.nhtsa.dot.gov)

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Banks and Investments

    BankRate.com

       This site compares banks for best savings rates.  Mortgage and other information is also available.
       (http://www.bankrate.com/brm/rate/dep_home.asp)
   
    Securities and Exchange Commission

       This site has information that can help protect investors.
       (http://www.sec.gov/)

Drug Medications

    DailyMed
       Prescription drug information from the National Institutes of Health.
       (http://dailymed.nlm.nih.gov/dailymed/about.cfm)
    Drugs@FDA
       Drug information is provided by the Food and Drug Administration.
       (http://www.accessdata.fda.gov/scripts/cder/drugsatfda/index.cfm)
   
    Drug Digest
       Excellent source about drug comparisons and information.
       (http://www.drugdigest.org/wps/portal/ddigest)
    Drug Information from MEDLINEPlus
       Prescription and over-the-counter medications information is provided.
       (http://www.nlm.nih.gov/medlineplus/druginformation.html)
   
    Drugs and Herbal Remedies Name  
       Search in the Health & Wellness Resource Center database from our library web page.
       (Health & Wellness is a database on the library home page: http://library.chattanoogastate.edu/)    
    Drugs & Medications A-Z
       Look up a particular drug.  The WebMD Medical Library link has various sources including new medical tests and
       tools.
       (http://www.webmd.com/drugs/index-drugs.aspx)
   
    MEDLINEPlus
       This site is from the National Library of Medicine and the National Institutes of Health.  Drug information, medical
       encyclopedia, topics, dictionary, and news can be found here. 
       (http://www.nlm.nih.gov/medlineplus/)
   
    PDRhealth
        A starting point for information on drugs, diseases, trials, and health.
        (http://www.pdrhealth.com/)
   
    U.S. Pharmacopeia
       There is drug and dietary supplement information.
       (http://www.usp.org/)
   
    U.S. Food and Drug Administration
       A wealth of information is available at the FDA site, including warnings and alerts about cosmetics and other concerns
       in food and drug areas.
       (http://www.fda.gov)


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  Food
    About Herbs
       Information on various herbs from the Memorial Sloan-Kettering Cancer Center.
       (http://www.mskcc.org/mskcc/html/11570.cfm)
   
    Center for Food Safety and Applied Nutrition
       This site on food safety is from the Food and Drug Administration.  One link is to the "Bad Bug Book" on pathogens.
       (http://www.fda.gov/AboutFDA/CentersOffices/CFSAN/default.htm)
   
    Center for Science in the Public Interest  

       This is a consumer advocacy investigation site on nutrition and health concerns.
       (http://www.cspinet.org/)
   
    Food Safety Information Center
       This site comes from the National Agricultural Library.  Consumer Corner has consumer related food information.  
    Food and Nutrition Information Center has information on
       various topics, like vitamins.
       (http://riley.nal.usda.gov/nal_display/index.php?info_center=16&tax_level=1/)
   
    Food Safety Project
       This comes from Iowa State University.
       (http://www.extension.iastate.edu/foodsafety/)
   
    Food Safety Website
       This site is from North Carolina State University.
       (http://www.ces.ncsu.edu/depts/foodsci/agentinfo/)
   
    Herbal Safety
       From UT El Paso includes herbal fact sheets and basic information.
       (http://www.herbalsafety.utep.edu/default.htm)
   
    Nutrition.gov
       There is information on dietary supplements and other topics.
       (http://www.nutrition.gov/)
   
    Office of Dietary Supplements
       This site is from the National Institutes of Health.
       (http://ods.od.nih.gov/index.aspx)
   
    Science.gov on Food Safety
       This is a collection of governmental web sites on various topics on food safety from FirstGov for Science.
       (http://www.science.gov/browse/w_105F.htm)

    www.foodsafety.gov
       A gateway to government food safety information.
       (http://www.foodsafety.gov/)


Fraud

    Fraud Watch International
       Information about international scams is provided.
       (http://www.fraudwatchinternational.com/)
   
    National Fraud Information Center
       Fraud information and reporting can be found on this site from the National Consumer's League.
       (http://www.fraud.org/)
   
    SEC Internet Fraud
       The U.S. Security and Exchange Commission provides information about computer investment scams. 
       Their phone number for fraud is 1-866-358-6652.
       (http://www.sec.gov/investor/pubs/cyberfraud.htm)


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General


    Better Business Bureau
       This is the central web server for the Better Business Bureau in the U.S. and Canada. This site includes alerts and
       news, charity and business reports, and a resource library.  Links to Chattanooga Better Business Bureau.
       (http://www.bbb.org)
   
    Consumer.gov
There is a broad range of federal information resources available from this site. The entire site is
       searchable. Information is arranged in categories such as food, health, product safety, your money, and transportation.
       (http://www.consumer.gov)
   
    Consumer Information
       The Federal Trade Commission provides links to topics.
       (http://www.ftc.gov/bcp/consumer.shtm)
   
    Consumer Product Safety Commission
       This is the official web site for the U.S Government's Consumer Product Safety Commission.  There is recall information.
       (http://www.cpsc.gov)
   
    Consumer World
       This public service site gathers over 2,000 of the most useful consumer resources on the Internet. Some of the
       categories include product reviews, BBB, consumer rights, wholesale car prices, discount travel, and news.
       (http://www.consumerworld.org)
   
    "Do Not Call"
       Use the Federal Trade Commission's Do-Not-Call Registry (1-888-382-1222) at no charge.  Tennessee Regulatory
       Authority also has a Do-Not-Call Program (1-877-872-7030.)  
   
    Federal Citizen Information Center
       This site brings together hundreds of consumer publications which can be ordered or downloaded.
       (http://www.pueblo.gsa.gov)
   
    Federal Motor Carrier Safety Administration
       Links to information about moving.
       (http://www.protectyourmove.gov/)
   
    National Consumers League
       This is "a private, nonprofit advocacy group representing consumers on marketplace and workplace issues. NCL
       provides government, businesses, and other organizations with the consumer's perspective on concerns including
       child labor, privacy, food safety, and medication information." The National Fraud Information Center link
       helps consumers to report fraud and offers advice on how to avoid becoming a victim.
       (http://www.nclnet.org)
   
    National Safe Kids Campaign
       This site has ideas for children's safety.
       (http://www.safekids.org/)
   
    State of Tennessee's Consumer Affairs
       This division is part of the Tennessee Department of Commerce and Insurance.  The site serves and protects
       consumers from deceptive business practices.
       (http://www.state.tn.us/consumer)
 

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Health

Free Personal Health Managers - Sites from Chattanooga Times, 12/5/08, p. A9:
   BlueCross: http://www.bcbst.com
   Microsoft Health Vault: http://www.healthvault.com
   Google Health: http://www.google.com/health
   United Healthcare: http://www.myoptumhealth.com
   Cigna: http://www.mycigna.com
   WebMD: http://www.webmd.com/phr

    CDC Wonder
        Single-access source for public health data.
        (http://wonder.cdc.gov/)
    FDA Consumer Magazine
        Health articles from the U.S. Food and Drug Administration.
        (http://www.fda.gov/fdac/default.htm)
   
    Health Care Quality Report Cards
        This site includes "the evaluation results for these health care organizations": health insurance plans; physician
        practices, and other reports on health care quality.
        (http://reportcard.ncqa.org/)
    Health Fact Sheets
        From the Tennessee Department of Health
        (http://health.state.tn.us/FactSheets/index.htm)
    Healthfinder
       The government site says, "your guide to reliable health information."
       (http://www.healthfinder.gov/)
   
    MEDLINEPlus
       This site is from the National Library of Medicine and the National Institutes of Health.  Drug information, medical
       encyclopedia, topics, dictionary, and news can be found here. 
       (http://www.nlm.nih.gov/medlineplus/)
   
    Office of Children's Health Protection
       This site is from the U.S. Environmental Protection Agency.
       (http://yosemite.epa.gov/ochp/ochpweb.nsf/content/homepage.htm)     
    PandemicFlu.gov
       This is from the U.S. Department of Health and Human Services.  It provides comprehensive information.
       (http://www.pandemicflu.gov/)
   
    Public Health Image Library (PHIL)
       Images from the Center for Disease Control.
       (http://phil.cdc.gov/phil/home.asp)
    Quality Check
       This site checks for hospital quality reports.
       (http://www.qualitycheck.org/)
   
    Tennessee Department of Health
       This Tennessee government site has health topic information.
       (http://www.state.tn.us/health/)
   
    U.S. Food and Drug Administration
       A wealth of information is available at the FDA site, including warnings and alerts about cosmetics and other
       concerns in food and drug areas.
       (http://www.fda.gov)

 
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Insurance

    InsWeb

       Car and other insurance rate comparisons are provided on this site.
       (http://insweb.com/)
   
    Map of NAIC State & Jurisdictions

       National Association of Insurance Commissioners (NAIC) is the source of this site and each state can be selected.
       (http://www.naic.org/state_web_map.htm)
   
    Tennessee Department of Commerce and Insurance Division of Insurance

       Tennessee insurance agents, laws and rules, and consumer information is provided.
       (http://www.state.tn.us/commerce/insurance/index.html)
 

Job Safety

    Gateway for Safety & Health Information Resources
       This is a site for comprehensive occupational safety and health information. There are useful
       links to information on product safety, recalls, electrical safety, fire safety, and industrial hygiene.
       (http://osh.net)
   
    National Institute for Occupational Safety and Health
       This site covers workplace safety and health.
       (http://www.cdc.gov/niosh/homepage.html)
   
    Occupational Safety and Health Administration
       This is the homepage of OSHA, a division of the U.S. Department of Labor..
        (http://www.osha.gov)
 

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Law and Legislation

    Federal Trade Commission
       The Federal Trade Commission enforces federal antitrust and consumer protection legislation.
       Information on consumer protection and business guidance is provided.  Internet security
       information can be found under Information Security.  The FTC has a Do Not Call Registry
       - 1-888-382-1222.
       (http://www.ftc.gov)
   
    Tennessee Consumer Protection Act & Related Laws
       Look under Consumer Laws in the State of Tennessee's Consumer Affairs.  The Tennessee
       consumer protection act link is under Consumer Laws.  The Lemon Law in the Tennessee
       Code is cited in this document as TCA 47-18-101
       (http://state.tn.us/consumer/)    
    FindLaw for the Public
       This site provides a general understanding of consumer legal issues and the legal process.
       There are links to The Consumer Resource Handbook, information on consumer complaints,
       and federal, state, and international resources.
       (http://public.findlaw.com/)
   
    Securities and Exchange Commission Laws
       This site has laws that govern the securities industry.  Click on the "Litigation" link in the left
       menu for current  court cases.  Click on regulatory actions for this topic.
       (http://www.sec.gov/about/laws.shtml)

Nursing Homes, Day Care, and Health Care Facilities

    Child Care Features
       Includes a link to background checks and report card and to star quality program.
       (http://tennessee.gov/humanserv/adfam/cc_main.html)
   
    Licensed Health Facilities
       Find facts such as licensing accreditation.
       (http://
health.state.tn.us/HCF/Facilities_Listings/facilities.htm)
    Nursing Home Compare
       Compare nursing homes that receive Medicare patients by city or other criteria.
       (http://www.medicare.gov/NHCompare/Include/DataSection/Questions/SearchCriteria.asp?
       version=default&browser=IE%7C67CWinXP&language=English
       &defaultstatus=0&pagelist=Home&CookiesEnabledStatus=True) 
 

Pension Check

    Pension Rights Center
       Check how your pension is funded.
       (http://www.pensionrights.org/)

Privacy

    Electronic Privacy Information Center
       This site is from the Electronic Privacy Information Center.  See more information at Homeland Security Topic.
       (http://www.epic.org/privacy/)
 

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Toxic Substances and Environment

    American Lung Association State of the Air
       The latest State of the Air report can be found on this site.
       (http://lungaction.org/reports/stateoftheair2005.html)
   
    ATSDR: Toxicological Profile Information Sheet
       This site covers hazardous substances. It is from the Agency for Toxic Substances and Disease Registry.
       (http://www.atsdr.cdc.gov/toxpro2.html)
   
    Environmental Defense Fund
       This is a nonprofit organization that seeks to preserve the environment.
       (http://www.environmentaldefense.org/home.cfm)
   
    Hazardous Substances Data Bank Fact Sheet (HSDB)
       This site, and the one below, is from the National Institutes of Health, National Library of Medicine.
       (http://www.nlm.nih.gov/pubs/factsheets/hsdbfs.html)
   
    Household Products Database
       Health and safety information about household products is provided by the National Institutes of Health.
       (http://householdproducts.nlm.nih.gov/)
   
    Pesticides Assignment Guide
       This is a guide prepared for ESC1120 by one of our librarians.
       (http://library.chattanoogastate.edu/williford/ag/esc/1120.htm)
   
    Science.gov on Pesticides, Insecticides, and Herbicides
       This is a collection of governmental web sites on various topics on food safety from FirstGov for Science.
       (http://www.science.gov/browse/w_105H.htm)
   
    Scorecard: The Pollution Information Site
       Enter your zip code and information on air, water, and toxic chemicals.  Top polluters in your
       county may be accessed.
       (http://scorecard.org/)
   
    Sierra Club
       This site monitors environmental concerns.
       (http://www.sierraclub.org)
   
    Tennessee Department of Environment and Conservation
       Superfund and other environmental topics are covered.  This site links to the Division of Air Pollution Control.
       (http://www.state.tn.us/environment/)
   
    TOXMAP: Environmental Health E-maps
       Data is provided by the U.S. National Library of Medicine.  This includes metropolitan areas.
       (http://toxmap.nlm.nih.gov/toxmap/main/index.jsp)
   
   TOXNET
       Find information about toxic substances at this site hosted by the National Library of Medicine.  TOXMAP shows
       where certain chemicals are released.
       (http://toxnet.nlm.nih.gov/)
   
    U.S. Environmental Protection Agency
       Key topics at the EPA's site include human health, pesticides, and pollutants.
       (http://www.epa.gov/)
   
    Worldwatch Institute
       This organization is concerned with a variety of topics on environmental, economic, and social concerns.
       (http://www.worldwatch.org)
   
See also Environmental Law Topic for more organizations.
 

Transportation      

    Aviation Consumer Protection Division
       Complaint forms are provided at this site.
       (http://airconsumer.ost.dot.gov/problems.htm)
   
    Federal Aviation Administration
       Discriminatory treatment, for example, can be directed by mail to this agency.
       (http://www.faa.gov)
   
    U.S. Department of Transportation
       There is a link to the Office of Aviation Enforcement and Proceedings.  The department also
       includes the Transportation Security Administration.
       (http://www.dot.gov)

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Last Updated December 01, 2009